Virtual POS (vPOS)

A modern and reliable solution for businesses to accept online payments on websites and mobile applications.

Virtual POS (vPOS)
POS terminals vPOS UniLink

Secure

Convenient

Efficient for your business

Virtual POS (vPOS)

Virtual POS (vPOS)

This payment solution enables businesses to accept payments by bank card through their website or mobile application, securely and in compliance with international standards.

Own processing center
Unibank has its own processing center, which makes it possible to ensure fast transaction processing, high availability, and prompt service.
Accepting online payments 24/7
Customers can make payments anytime, from anywhere.
Your business is not limited by operating hours.
Accept payments in multiple currencies (AMD, USD, EUR) with Visa, Mastercard and Arca cards.
Secure payments
The service ensures the secure execution of card transactions by applying the security requirements of international payment systems.
Supports the 3D Secure security system.
Payment monitoring and reporting
It is possible to track all transactions in real time (admin panel).
Reports and analytical data are available.
Easy integration with a website or application
Easily integrates with online stores and mobile applications.
API documentation is provided to facilitate the integration process.
Modern payment page (Checkout)
The payment page has a responsive design, allowing it to be used conveniently on both computers and mobile devices. It is also possible to display the company's logo on the payment page, ensuring brand recognition.
Quick launch
Unibank specialists provide support throughout the entire process of vPOS activation, integration, and configuration.
Sales growth and customer trust
The availability of online payments increases customer trust and allows the business to expand its sales channels.
Competitive and flexible rates
Unibank offers competitive rate terms, taking into account the business's field of activity, volumes, and specific characteristics. This makes it possible to choose the most efficient and beneficial cooperation model.
Unibank Visa/Mastercard cards
1.7%
ArCa cards
1.5%
Visa/Mastercard cards of Armenian banks
1.7%
Visa/Mastercard cards of foreign banks
2.2%
Service activation fee
free of charge
"Other Terms"
At the customer's choice, one of the service fee options listed below is applied.
Ensure a minimum average monthly turnover of AMD 250,000 for each VPOS terminal; otherwise, at the Bank's request, pay a monthly service fee of AMD 3,000 for the months in which the turnover was not ensured.
Pay an annual service fee of AMD 30,000 for bank account servicing, for each VPOS terminal.
Please note: the rates presented may change depending on turnover volumes and the specifics of business activity.
YOU HAVE THE RIGHT TO COMMUNICATE WITH THE FINANCIAL ORGANIZATION IN YOUR PREFERRED MANNER: BY POSTAL MAIL OR ELECTRONICALLY. RECEIVING INFORMATION ELECTRONICALLY IS THE MOST CONVENIENT. IT IS AVAILABLE 24/7, FREE FROM THE RISKS OF LOSING PAPER INFORMATION, AND ENSURES CONFIDENTIALITY.

Updated: 21/08/26 16:40