Փոփոխություն Յունիբանկի ավանդատեսակներում 17.02.2023թ.-ից

A change in Unibank deposits since 17.02.2023

Փոփոխություն Յունիբանկի ավանդատեսակներում 17.02.2023թ.-ից
16.02.2023 According to the “Unibank” OJSC Board decision made 08.02.2023, the “Investment” deposit will be canceled, and the following changes will be made in the terms of "Classic", "Accumulative" and “Prive” deposits since 17.02.2023, according to the appendices attached.

Deposit “Classic”

Main terms of the deposit

Deposit currency

AMD

USD

EUR

RUB

Minimum deposit amount

20.000.000

50.000

50.000

3.000.000

Deposit term

Interest payment procedure

Annual interest rate

30-90 days

monthly

Card account/Bank account

5.25%

-

-

-

At the end of the term 

5.5%

-

-

-

91 – 180 days

monthly

Card account/Bank account

7.5%

0.25%

-

0.5%

At the end of the term 

8%

0.25%

-

1.5%

181 – 365 days

monthly

Card account/Bank account

9%

2.25%

-

0.5%

At the end of the term 

9.25%

2.5%

-

1.5%

366 – 549 days

monthly

Card account/Bank account

9.5%

3%

1.3%

3.5%

At the end of the term 

9.7%

3.25%

1.6%

4%

550 – 730 days

monthly

Card account/Bank account

10%

3.25%

1.7%

4.5%

At the end of the term 

10.2%

3.5%

2%

5%

Maximum deposit amount

100,000,000* AMD

300,000 * USD

300,000 * EUR

20,000,000* RUR

* Interest rates for deposits exceeding the maximum amount are set on a contract basis.

Term deposit designed for resident and non-resident legal entities and individuals.

Terms of interest payment are made monthly or at the end of the term depending on the depositor’s preference, to the depositor's bank account or card account. Interests  are not subject to capitalization.

All the depositors are receiving a UNIPAY, unified system of utility payments card as a gift, the legal entities are also getting “Internet Bank-Customer” system.


DEPOSIT “ACCUMULATIVE”

Main terms of the deposit

Deposit currency

AMD

USD

EUR

Minimum deposit amount

50,000

1000

1000

Deposit term

Interest payment procedure

Annual interest rate

181-365 days

monthly

Card account/

Bank account/

8.75%

1.75%

-

at the end of the term

9%

2%

-

366 – 549

days

monthly

Card account/

Bank account/

9%

2.5%

1.2%

at the end of the term

9.25%

2.75%

1.5%

550 – 730

days

monthly

Card account/

Bank account/

9.5%

2.75%

1.5%

at the end of the term

9.7%

3%

1.6%

Maximum deposit amount

100,000,000*

AMD

30 0,000* USD

3 00,000* EUR

* Interest rates for deposits exceeding the maximum amount are set on a contract basis.

Term deposit for resident and non-resident legal entities and individuals.

Terms of interest payment are made monthly, to the depositor's bank account or card account, it is also possible to make interest capitalization.

Deposit replenishment is allowed without monetary and quantitative restrictions during the whole term of the deposit.

The same refers to deposit currency conversion, which is also allowed without monetary and quantitative restrictions throughout the whole term of the deposit.


Deposit “Prive”

Main terms of the deposit

Deposit currency

AMD

USD

EUR

RUB

Minimum deposit amount

100,000

1000

1000

20,000

Deposit term

Interest payment procedure

Annual interest rate

30-90 days

monthly

Card account/Bank account

5.25%

-

-

-

At the end of the term 

5.5%

-

-

-

91 – 180 days

monthly

Card account/Bank account

7.5%

0.25%

-

0.5%

At the end of the term 

8%

0.25%

-

1.5%

181 – 365 days

monthly

Card account/Bank account

9%

2.25%

-

0.5%

At the end of the term 

9.25%

2.5%

-

1.5%

366 – 549 days

monthly

Card account/Bank account

9.5%

3%

1.3%

3.5%

At the end of the term 

9.7%

3.25%

1.6%

4%

550 – 730 days

monthly

Card account/Bank account

10%

3.25%

1.7%

4.5%

At the end of the term 

10.2%

3.5%

2%

5%

Maximum deposit amount

100,000,000* AMD

300,000 * USD

300,000 * EUR

20,000,000* RUR

* Interest rates for deposits exceeding the maximum amount are set on a contract basis.


For more detailed information on bank deposits; visit the "Deposits" section of the website.

Unibank is regulated by the Central Bank of Armenia.
Call center:  + 374 10 59 55 55

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